Lien stripping is a way somebody in Chapter 13 bankruptcy can remove lower priority liens. It’s only allowed in cases where the value of the house is no longer enough to cover the outstanding mortgages on higher priority liens. Lien stripping turns the junior mortgage into an unsecured debt that may eventually be discharged. Basics […]
Foreclosures After COVID: What to Know
COVID-19 brought a lot of changes to the world, and most of them are negative. To help offset the financial effects of the pandemic, the U.S. government placed a moratorium on foreclosures, which ended July 31. However, there is still protection for foreclosure-related evictions through September 30, 2021, which is quickly approaching. Here’s what you need […]
What to do if you are the victim of personal injury
An injury often leaves victims feeling confused and overwhelmed. You may face significant losses, including physical wellbeing, mental wellbeing and financial expense. Personal injury law helps you get compensation to cover these losses. If you are the victim of personal injury, here’s what you need to do. What Is Personal Injury? Personal injury law is also […]
How an Attorney can Help with Contract Disputes
Contracts are designed to protect the interests of the parties that sign them. But, in some cases, they can be misunderstood or misused, leading to a contract dispute. If this has happened to you, it’s important to talk to a contract attorney before you take action to resolve the dispute. If you’re unsure why you […]
How to Navigate Insurance Liability
Insurance coverage is essential for professionals running any type of business. This protection is necessary to avoid costly losses from property damage and theft. But it’s also vital for litigation protection. With liability insurance, you have someone fighting for you if a client sues you or your company. Business Liability Insurance Overview Liability insurance for […]
How Do I Receive Workers Comp After Being Injured on the Job?
Workers’ Compensation Insurance is designed to provide specific medical care and replace some lost income to employees who’ve been hurt on the job. But to get workers comp benefits, you need to follow the rules. In California, the Department of Industrial Relations oversees those rules and regulations. Learn more about workers’ comp and what you […]
New Real Estate Laws in 2021
New Real Estate Laws Whether you are an investor or a homeowner, it is crucial to keep up with the recent developments in real estate before buying or selling. As of 2021, there are new local real estate laws in the state of California that anyone who has interactions in the real estate market should […]
When Is Loan Modification the Right Choice?
Many unfortunate circumstances can lead to someone not being financially stable. Finding yourself in an unstable financial situation while paying back loans can be especially difficult. While you may find your next steps elusive and overwhelming, there are some options. One of those options is to ask for a loan modification. Here’s what you should […]
Understanding Common Contract Disputes
A contract is a written agreement to help define the relationship between a business and an individual. Disputes can occur when one party breaches the terms of the contract, or if there is a disagreement regarding how it is worded. Disputes with company contracts, non-compete agreements, and leasing contracts are among the most common. If […]
Common Types of Real Estate Fraud
Whether you decide to invest in a commercial or residential property, and whether the property is for personal use or you intend to be the landlord, you need to take the necessary precautions to safeguard yourself from becoming a victim of fraud. Accurate property information is essential for avoiding real estate fraud. Here are the […]
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